Imagine you are about to graduate college, looking for employment, and you land an interview with a respected company.  The interviewer reaches out to you to pin down a date and time for the interview, but also informs you to be prepared to discuss your SAT scores. How do you feel?

On February 24, 2014, the Centers for Medicare and Medicaid Services (CMS) issued a bad news report for small and medium sized employers.  Under the ACA, CMS is required to report to Congress yearly the impact on the premiums paid by individuals and families with employer-sponsored health insurance in the small group market. The report estimates that about two out of three small- to medium-sized businesses will see their premiums rise, and critics of the report believe that the percent increase is a low estimate.